Core Points - Beijing's housing policy adjustments have been officially implemented, allowing eligible residents to purchase an unlimited number of properties outside the Fifth Ring Road [2] - The policy maintains existing restrictions for purchasing properties within the Fifth Ring Road, with local residents allowed to buy up to two properties and non-local residents allowed to buy one [2] - The adjustments also include increased support for housing provident funds, expanding the scope for first-time homebuyers and enhancing loan limits for second homes [3] Group 1 - Eligible families can now purchase an unlimited number of properties outside the Fifth Ring Road, including both new and second-hand homes [2] - The policy for purchasing properties within the Fifth Ring Road remains unchanged, with specific limits for local and non-local residents [2] - The housing provident fund support has been enhanced, allowing borrowers with a cleared loan record to be recognized as first-time buyers [3] Group 2 - The maximum loan limit for second homes has been increased from 600,000 yuan to 1 million yuan, with potential additional increases based on specific conditions [3] - The minimum down payment for second home loans has been standardized to 30%, regardless of location [3] - The loan amount available per year of provident fund contribution has been raised from 100,000 yuan to 150,000 yuan, significantly reducing the time required for borrowers to qualify for larger loans [3]
北京放开五环外住房限购,大力加大住房公积金支持力度|快讯
Hua Xia Shi Bao·2025-08-08 13:14