中银消费金融1954笔不良贷款转让，未偿本息总额2.89亿元

Core Viewpoint - The announcement details the transfer of non-performing personal loans by China Bank Consumer Finance Co., with a total outstanding principal of approximately 186.16 million yuan and a total outstanding interest of about 102.99 million yuan, indicating significant asset management challenges for the company [1][2]. Group 1: Loan Details - Total outstanding principal amount is 186,164,965.85 yuan [1] - Total outstanding interest amount is 102,996,415.67 yuan [1] - Total outstanding principal and interest amount is 289,161,381.52 yuan [1] - Number of loans involved is 1,954 [1] - Average outstanding principal and interest balance per borrower is 147,984.33 yuan [1] Group 2: Borrower Information - Average age of borrowers is 45.96 years [1] - Maximum outstanding principal and interest balance for a single borrower is 433,771.86 yuan [1] - Average credit limit for borrowers is 149,620.46 yuan [1] Group 3: Loan Classification and Legal Status - The loans are classified as losses, totaling 1,954 cases [1][2] - Legal status includes 971 cases that have been adjudicated but not enforced, 599 cases that are not yet litigated, 217 cases that have concluded execution, and 167 cases under final execution [2] Group 4: Auction Details - The non-performing asset package will be auctioned starting on August 22, 2025, with a starting price of 9.53 million yuan and a bidding increment of 50,000 yuan [2]