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重磅!北京放开五环外住房限购,加大公积金政策支持力度,“风向标”将如何影响楼市?
Hua Xia Shi Bao·2025-08-09 01:53

Core Viewpoint - Beijing has relaxed housing purchase restrictions for families buying properties outside the Fifth Ring Road, aiming to stimulate the real estate market and improve living conditions [3][4]. Policy Adjustments - From August 9, families meeting certain criteria can purchase an unlimited number of properties outside the Fifth Ring Road, while the existing restrictions for properties within the Fifth Ring remain unchanged [3][4]. - The new policy allows single adults to purchase properties under the same restrictions as families [3]. Housing Fund Support - The new regulations enhance support for housing provident funds, expanding the eligibility for first-time homebuyers and increasing loan limits for second homes [6][7]. - The maximum loan amount for second homes has been raised from 600,000 to 1,000,000 yuan, supporting demand for improved housing [6]. Market Impact - The policy is expected to positively influence the market, particularly in areas outside the Fifth Ring, where over 80% of new residential sales occurred in the first seven months of the year [4][5]. - The adjustments are seen as a strategic move to balance work and living conditions in the city, with potential ripple effects on the overall real estate market [3][8].