北京优化住房限购政策 京籍与非京籍居民迎来哪些利好？一文了解↓

Core Points - The Beijing Municipal Commission of Housing and Urban-Rural Development and the Beijing Housing Provident Fund Management Center issued a notice to optimize and adjust real estate policies, allowing eligible residents to purchase an unlimited number of homes outside the Fifth Ring Road starting from August 9, 2025 [1] - The notice increases support for housing provident fund loans, raising the maximum loan amount for second homes from 600,000 yuan to 1,000,000 yuan [5] - The minimum down payment ratio for second home provident fund loans is unified to not less than 30%, regardless of whether the property is inside or outside the Fifth Ring Road [5] Policy Adjustments - Eligible Beijing residents and non-Beijing residents who have paid social insurance or individual income tax for at least 2 years can purchase an unlimited number of homes outside the Fifth Ring Road [1] - The policy for purchasing homes within the Fifth Ring Road remains unchanged, with Beijing residents limited to 2 homes and non-Beijing residents limited to 1 home if they have paid social insurance or individual income tax for at least 3 years [3] Provident Fund Loan Support - The notice allows contributors to withdraw provident fund for down payments while simultaneously applying for provident fund loans [7] - The adjustment aims to facilitate home purchases by making it easier for buyers to access funds [7]