Yanjing Brewery(SZ:000729) Zheng Quan Zhi Xing·2025-08-10 08:16Core Viewpoint - Beijing Yanjing Beer Co., Ltd. conducted a risk assessment of Beijing Holdings Group Financial Co., Ltd., confirming its compliance with regulatory requirements and sound financial performance as of June 30, 2025 [1][14]. Financial Company Overview - Beijing Holdings Group Financial Co., Ltd. is a non-bank financial institution established in 2013, with a registered capital of 3.68498 billion RMB after its second capital increase in 2022 [1]. - The company has seven shareholders, with Beijing Holdings Group holding 35.14% of the capital [1]. Business Operations - The financial company operates various businesses including deposit acceptance, loan processing, bill discounting, and financial advisory services [2][4]. - It has established a governance structure including a shareholders' meeting, board of directors, and various committees to oversee operations [2][5]. Internal Control and Risk Management - The financial company has a robust internal control system, with specific departments responsible for risk management, compliance, and auditing [6][9]. - Risk management includes identifying and assessing credit, operational, liquidity, and legal compliance risks [8][11]. Financial Performance - As of June 30, 2025, the financial company reported total assets of 24.020 billion RMB and a net profit of 1.19 billion RMB [11]. - The company maintains a loan balance of 12.069 billion RMB with no non-performing loans reported [11]. Regulatory Compliance - The financial company meets all regulatory requirements, including a capital adequacy ratio of 29.67%, liquidity ratio of 108.05%, and a loan-to-deposit ratio of 65.99% [12][13]. - It has no external liabilities and maintains a zero balance for bill acceptance, ensuring compliance with all stipulated limits [12][13]. Relationship with Parent Company - As of June 30, 2025, Beijing Yanjing Beer Co., Ltd. has a deposit balance of 680 million RMB with the financial company, which is within the acceptable limits [14]. - The company has established a risk management plan to safeguard its deposits and mitigate potential risks [14].