北京购房新政策8月9日实施：符合条件家庭五环外购房不限套数

Group 1 - The core viewpoint of the article is the introduction of new policies to optimize and adjust real estate regulations in Beijing, effective from August 9, 2025, aimed at promoting a stable and healthy real estate market while meeting residents' housing improvement needs [1][4][5] Group 2 - The new housing purchase policy allows Beijing residents and non-Beijing residents who have paid social insurance or individual income tax for at least 2 years to purchase an unlimited number of properties outside the Fifth Ring Road [1][4] - Single adults will be subject to the same housing purchase restrictions as resident families [1][4] Group 3 - The policy enhances support for housing provident fund loans, allowing applicants without housing in Beijing or those who have previously used a provident fund loan and have settled it to apply for first-home loan policies [5] - For second-home purchases using provident fund loans, the maximum loan amount is set at 1 million yuan, with a minimum down payment ratio of 30% [5] - The loan amount increases by 150,000 yuan for each year of provident fund contributions, with a minimum calculation based on one full year for those with less than a year of contributions [5]