“保险+期货”成效显著 未来仍大有可为

Core Viewpoint - The Zhengzhou Commodity Exchange (ZCE) has successfully hosted the first "Insurance + Futures" event aimed at enhancing rural industries and supporting farmers, demonstrating the positive impact of futures markets on agricultural risk management and rural revitalization efforts [1][2]. Group 1: Project Overview - The "Insurance + Futures" project has expanded from pilot programs to county-wide coverage, evolving from price insurance to futures orders, and has established a beneficial mechanism involving enterprises, cooperatives, farmers, and banks [1][3]. - Over the past decade, the project has supported 250 initiatives across 16 provinces, covering various agricultural products such as apples, jujubes, peanuts, sugar, cotton, and rapeseed [1][3]. Group 2: Impact on Farmers - The introduction of jujube futures has transformed the market dynamics, allowing farmers to have better price control and negotiation power, thus ensuring their income stability [2][3]. - The "Alar Model" has emerged as a successful case, integrating futures services throughout the entire jujube industry chain, enhancing the overall market ecosystem [2][3]. Group 3: Future Development Suggestions - Experts suggest deepening model innovation by optimizing options structure and integrating supply chain finance to enhance price risk management for farmers [4][5]. - There is a call for stronger collaboration among various stakeholders, including futures companies, insurance firms, banks, and government entities, to support farmers and improve their understanding of risk management tools [4][5]. Group 4: Recognition and Future Potential - The "Insurance + Futures" project has received significant recognition, with successful cases being acknowledged by international organizations, highlighting its effectiveness in poverty alleviation [3][6]. - The project aims to continue expanding its reach and effectiveness by lowering costs and increasing coverage, particularly focusing on new agricultural entities like family farms and cooperatives [6].