北京金融监管局：严厉打击非法存贷款中介

Core Viewpoint - The Beijing Financial Regulatory Bureau is intensifying efforts to combat illegal loan intermediaries, which are a significant manifestation of "black and gray industries" in the financial sector, by implementing a comprehensive strategy to protect consumers' legal rights [1][2]. Group 1: Regulatory Actions - The bureau has established a "strong responsibility, full coverage, and severe crackdown" approach to address illegal loan intermediaries [1]. - Banks are required to enhance management of loan assistance services and are prohibited from collaborating with illegal intermediaries [1]. - A comprehensive investigation is being conducted to identify suspected illegal loan intermediaries through big data analysis and regular supervision [1]. Group 2: Common Tactics of Illegal Intermediaries - Common tactics include false marketing and low-interest temptations, where intermediaries falsely claim partnerships with banks to lure consumers into high-cost loans [2]. - Illegal packaging of loans targets underqualified small businesses or individuals with no credit history, assisting them in fabricating loan application materials [2]. - The "loan shark" crime involves misleading borrowers into signing inflated loan contracts and using various coercive methods to unlawfully seize their assets [2]. Group 3: Consumer Warnings - The bureau advises consumers to remain vigilant against illegal loan intermediaries, emphasizing the importance of protecting personal credit and adhering to legal standards [2].