事关存钱取钱，央行等三部门发文征求意见

Group 1 - The core viewpoint of the article is the introduction of a draft regulation aimed at enhancing the prevention and control of money laundering and terrorist financing activities in China [1] - The draft regulation requires financial institutions to conduct customer due diligence for transactions exceeding RMB 50,000 or the equivalent of USD 10,000, and to retain copies of customer identification documents [3] - Financial institutions are mandated to electronically store customer identity information and transaction records for a minimum of 10 years after the business relationship or transaction ends [5]