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有新盘连夜收获订单!北京五环外放松限购实探
Sou Hu Cai Jing·2025-08-11 11:39

Core Viewpoint - The new policy aims to relax housing purchase restrictions for eligible families, focusing on enabling capable, willing, and needy residents to enter the market and promote market recovery [2][19]. Policy Changes - The Beijing Municipal Housing and Urban-Rural Development Commission and the Beijing Housing Provident Fund Management Center issued a notification on August 8, optimizing real estate policies, including adjustments to purchase limits and provident fund support [3]. - The most notable change allows Beijing residents and non-Beijing residents who have paid social insurance or personal income tax for at least 2 years to purchase an unlimited number of properties outside the Fifth Ring Road [3][13]. Market Reaction - Following the policy announcement, there was a significant increase in foot traffic at sales offices, with reports of long queues and increased buyer interest in properties outside the Fifth Ring Road [4][8]. - A specific project reported approximately 200 groups visiting within 24 hours of the policy release, resulting in 10 transactions totaling 1.03 billion yuan [4]. Sales Performance - Sales personnel noted a surge in inquiries and visits from potential buyers, particularly those who previously faced restrictions due to social insurance duration or purchase limits [7][11]. - Some projects reported a more than 50% increase in daily visitor numbers post-policy announcement, indicating a strong initial market response [11]. Market Dynamics - The new policy is expected to stimulate demand for new homes outside the Fifth Ring Road, positively impacting developers by encouraging faster project construction and sales [4][19]. - The second-hand housing market is also seeing increased activity, with many homeowners listing their properties for sale, although buyers remain cautious about pricing and market conditions [21][23]. Financial Implications - The policy changes include an increase in the loan limits for housing provident funds, which could reduce monthly payments for buyers and lower overall interest costs [20]. - For example, a family purchasing a 3.6 million yuan home could see their monthly payment decrease by approximately 93 yuan due to the new loan structure [20]. Overall Market Sentiment - While the immediate effects of the policy are positive, the long-term impact on the market remains to be seen, with industry experts suggesting that ongoing observation is necessary [5][23]. - The policy is viewed as a significant signal of the government's commitment to stabilizing the housing market, particularly benefiting developers focused on properties outside the Fifth Ring Road [23].