四川首发新能源“贷+保”融合气候贷

Core Insights - The first "loan + insurance" climate loan in Sichuan has been issued to a 10.5MW distributed photovoltaic power generation project, amounting to 30 million yuan, supported by a joint insurance contract from Pacific Insurance and Zhejiang Commercial Insurance [1] - The "loan + insurance" product integrates banking, meteorology, and insurance services to support the development of the real economy, utilizing dynamic compensation based on solar radiation levels to mitigate operational risks related to climate change [1][2] Group 1 - The climate loan product incorporates meteorological data into the financing process, enhancing the scientific accuracy of traditional credit assessments [2] - Loan interest rates are linked to the enterprise evaluation results, allowing for potential reductions in rates as companies improve their scores, thereby increasing their resilience to climate change [2] - A comprehensive strategic cooperation agreement has been signed among Sichuan Climate Center, Industrial Bank Chengdu Branch, and Zhejiang Commercial Insurance to deepen collaboration in various sectors affected by climate change, including water, wind, solar energy, agriculture, and cultural tourism [2]