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财政部门:按照贷款本金对经营主体进行贴息,贴息期限不超过1年,年贴息比例为1个百分点
Sou Hu Cai Jing·2025-08-12 07:24

Core Viewpoint - The Ministry of Finance and the People's Bank of China, along with nine other departments, have issued a policy implementation plan for interest subsidies on loans to service industry entities, aimed at enhancing financial support for the sector [1] Summary by Relevant Sections Loan Subsidy Details - The policy provides for interest subsidies on loans issued by banks to service industry entities, with a subsidy period not exceeding one year and an annual subsidy rate of 1% [1] - The central and provincial finances will bear 90% and 10% of the subsidy funds, respectively [1] - The maximum loan amount eligible for the subsidy per entity is capped at 1 million yuan [1] Eligible Loan Types - The loans covered include fixed asset loans for improving consumer infrastructure and working capital loans aimed at enhancing service supply capacity [1] - A specific loan cannot benefit from multiple central financial subsidy policies, and if it has already received local financial subsidies, the new subsidy cannot exceed the actual interest rate after deducting existing subsidies [1]