直通部委｜个人消费贷款财政贴息方案公布 上半年全国新设经营主体超1300万户

Group 1: Personal Consumption Loan Subsidy Policy - The Ministry of Finance, People's Bank of China, and Financial Regulatory Bureau issued a subsidy policy for personal consumption loans from September 1, 2025, to August 31, 2026 [1] - The subsidy applies to personal consumption loans used for specific categories such as household vehicles, education, and health care, with a maximum subsidy of 1% per year, not exceeding 50% of the loan contract interest rate [1] - The central and provincial finances will bear 90% and 10% of the subsidy costs, respectively [1] Group 2: Service Industry Loan Subsidy Policy - Nine departments, including the Ministry of Finance, released a subsidy policy for loans to service industry entities in eight sectors, including dining, health, and tourism [2] - The subsidy is capped at 1% per year for a maximum loan amount of 1 million yuan, with the same cost-sharing structure as the personal consumption loan policy [2] - Loan funds must be used for compliant business activities and cannot be diverted for real estate or investment purposes [2] Group 3: Medical Insurance and Commercial Insurance Drug Directory Adjustments - The National Medical Insurance Administration is conducting a preliminary review of drug applications for the 2025 drug directory adjustments [3] - Feedback will be collected during the public review period to finalize the list of drugs that pass the initial review [3] - The process will include expert evaluations and price negotiations for the basic medical insurance directory [3] Group 4: Import Tariff Adjustments on U.S. Goods - The State Council announced adjustments to tariffs on U.S. imports, maintaining a 10% tariff while suspending a 24% tariff for 90 days [5] - This decision aligns with the outcomes of U.S.-China trade talks and is based on relevant laws and international principles [5] Group 5: Agricultural Product Import Tariff Quota Redistribution - The National Development and Reform Commission and the Ministry of Commerce outlined the redistribution of import tariff quotas for agricultural products [9] - Users holding quotas must return any unutilized portions by September 15, with penalties for non-compliance affecting future quota allocations [9] Group 6: New Business Entity Registrations - The State Administration for Market Regulation reported over 13.27 million new business entities registered in the first half of the year, with a notable increase in private and foreign enterprises [12] - The growth reflects a stable trend across various ownership types and sectors, particularly in the service industry [12] - The "Four New" economy enterprises reached 25.36 million, accounting for 40.2% of total enterprises, indicating a shift towards new technologies and business models [12]