服务业经营主体贷款贴息政策出台

Core Viewpoint - The implementation of the service industry loan interest subsidy policy aims to stimulate consumption and reduce the financial burden on service industry operators, thereby enhancing market vitality and effective demand creation [1][2]. Group 1: Policy Overview - The Ministry of Finance, along with eight other departments, issued the "Implementation Plan for Loan Interest Subsidy Policy for Service Industry Operators" on August 12 [1]. - This policy is part of a broader strategy to boost consumption through fiscal measures, including the personal consumption loan interest subsidy policy announced in a State Council meeting [1][2]. Group 2: Targeted Sectors - The loan interest subsidy applies to loans issued to service industry operators in eight sectors: catering and accommodation, health, elderly care, childcare, housekeeping, cultural entertainment, tourism, and sports [2][4]. - The loans must be signed between March 16, 2025, and December 31, 2025, and the funds should be used to improve consumption infrastructure and enhance service supply capabilities [2]. Group 3: Financial Details - The subsidy will cover 1% of the loan principal for a maximum period of one year, with the central and provincial finances bearing 90% and 10% of the subsidy costs, respectively [3][4]. - Each eligible loan can be up to 1 million yuan, and the average interest rate for new corporate loans was reported at 3.26% in March 2025, showing a year-on-year decrease of 0.47 percentage points [3][4].