兴业银行：正在抓紧制定个人消费贷款、服务业经营主体贷款贴息的实施细则

Group 1 - The Ministry of Finance, the People's Bank of China, and the Financial Regulatory Bureau jointly issued a notice regarding the implementation of the personal consumption loan interest subsidy policy from September 1, 2025, to August 31, 2026 [1] - The subsidy policy applies to personal consumption loans (excluding credit card business) that are actually used for consumption, with specific focus on loans identifiable through transaction information [1] - The subsidy covers consumption amounts below 50,000 yuan and for key areas such as household vehicles, education, cultural tourism, and healthcare for amounts above 50,000 yuan, with a cap on the subsidy based on the 50,000 yuan threshold [1] Group 2 - Industrial Bank announced its commitment to implement the personal consumption loan and service industry loan interest subsidy policies in accordance with the central government's directives [2] - The bank is actively working on developing operational guidelines and implementation details for the subsidy policies, which will be communicated through various channels [2] - The initiative aims to reduce credit costs for residents and financing costs for service industry entities, thereby stimulating consumption and supporting high-quality economic development [2]