重大利好！财政贴息，这些个人和服务业经营主体都可申请→

Core Points - The "Double Subsidy" policy for personal consumption loans and service industry loans has been implemented, aimed at boosting domestic consumption and supporting economic growth [1][3] - The policy is set for a duration of one year, with the possibility of extension based on evaluation [2][3] Group 1: Policy Details - The personal consumption loan subsidy directly benefits consumers, marking the first time central finance has subsidized personal consumption loans [3] - The subsidy rate is set at 1 percentage point, approximately one-third of the current commercial bank personal consumption loan interest rates, applicable for one year [5][16] - The subsidy applies to loans used for specific consumption categories, including daily expenses under 50,000 yuan and larger purchases like home appliances, education, and healthcare [5][15] Group 2: Service Industry Support - The service industry loan subsidy targets key sectors such as dining, healthcare, and tourism, with a similar subsidy rate of 1 percentage point [5][7] - Each service industry entity can receive a maximum subsidy of 10,000 yuan on loans up to 1 million yuan [5][7] - The policy aims to enhance the quality of service supply to meet the growing demand for service consumption in China [4][7] Group 3: Application Process - Consumers do not need to take additional steps to apply for the subsidy; it will be automatically calculated and deducted from their loan interest by the lending institution [13][17] - For loans under 50,000 yuan, the subsidy is calculated based on the actual amount, while for larger loans, the maximum subsidy is capped at 3,000 yuan when combined with smaller loans [15][16] - Service industry borrowers will also receive the subsidy without a separate application, as it will be processed through standard banking procedures [17][18]