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央行:7月末本外币贷款余额272.48万亿元 同比增长6.7%
Yang Shi Wang·2025-08-13 09:15

Core Insights - The People's Bank of China reported a total loan balance of 272.48 trillion yuan by the end of July 2025, reflecting a year-on-year growth of 6.7% [1] - The yuan loan balance reached 268.51 trillion yuan, with a year-on-year increase of 6.9% [1] - In the first seven months of the year, new yuan loans increased by 12.87 trillion yuan [1] Loan Breakdown - Household loans increased by 680.7 billion yuan, with short-term loans decreasing by 383 billion yuan and medium to long-term loans increasing by 1.06 trillion yuan [1] - Corporate loans rose by 1.163 trillion yuan, with short-term loans increasing by 375 billion yuan, medium to long-term loans increasing by 691 billion yuan, and bill financing increasing by 824.7 billion yuan [1] - Non-bank financial institution loans increased by 235.7 billion yuan [1] Foreign Currency Loans - By the end of July, the foreign currency loan balance was 555.8 billion USD, showing a year-on-year decline of 8.1% [2] - In the first seven months, foreign currency loans increased by 13.7 billion USD [2]