央行：前7个月人民币贷款增加12.87万亿元

Core Insights - The People's Bank of China released the financial statistics report for July 2025, indicating a total loan balance of 272.48 trillion yuan, reflecting a year-on-year growth of 6.7% [1] - The yuan loan balance at the end of July was 268.51 trillion yuan, with a year-on-year increase of 6.9% [1] Loan Breakdown - In the first seven months, the increase in yuan loans amounted to 12.87 trillion yuan [1] - Household loans rose by 680.7 billion yuan, with short-term loans decreasing by 383 billion yuan and medium to long-term loans increasing by 1.06 trillion yuan [1] - Corporate loans increased by 1.163 trillion yuan, with short-term loans rising by 375 billion yuan, medium to long-term loans increasing by 691 billion yuan, and bill financing adding 824.7 billion yuan [1] - Non-bank financial institution loans increased by 235.7 billion yuan [1] Foreign Currency Loans - The foreign currency loan balance stood at 555.8 billion USD at the end of July, showing a year-on-year decline of 8.1% [1] - In the first seven months, foreign currency loans increased by 13.7 billion USD [1]