前七月人民币贷款增加12.87万亿元 社融同比多增5.12万亿元
Sou Hu Cai Jing·2025-08-13 09:36

Monetary Supply - As of the end of July, the broad money (M2) balance reached 329.94 trillion yuan, with a year-on-year growth of 8.8% [1] - The narrow money (M1) balance was 111.06 trillion yuan, growing by 5.6% year-on-year [1] - The currency in circulation (M0) stood at 13.28 trillion yuan, reflecting an 11.8% year-on-year increase [1] - A net cash injection of 465.1 billion yuan occurred in the first seven months [1] Renminbi Loans - By the end of July, the balance of Renminbi loans was 268.51 trillion yuan, with a year-on-year growth of 6.9% [1] - In the first seven months, Renminbi loans increased by 12.87 trillion yuan [1] - Household loans rose by 680.7 billion yuan, with short-term loans decreasing by 383 billion yuan and medium to long-term loans increasing by 1.06 trillion yuan [1] - Corporate loans increased by 11.63 trillion yuan, with short-term loans up by 3.75 trillion yuan and medium to long-term loans up by 6.91 trillion yuan [1] Renminbi Deposits - The balance of Renminbi deposits reached 320.67 trillion yuan by the end of July, showing an 8.7% year-on-year increase [1] - In the first seven months, Renminbi deposits increased by 18.44 trillion yuan [1] - Household deposits rose by 9.66 trillion yuan, while non-financial corporate deposits increased by 310.9 billion yuan [1] Social Financing Scale - As of the end of July, the social financing scale stock was 431.26 trillion yuan, with a year-on-year growth of 9% [2] - The balance of Renminbi loans to the real economy was 264.79 trillion yuan, growing by 6.8% year-on-year [2] - The balance of foreign currency loans to the real economy, converted to Renminbi, was 12.1 billion yuan, showing a year-on-year decline of 23.2% [2] Social Financing Increment - The cumulative social financing increment for the first seven months was 23.99 trillion yuan, which is 5.12 trillion yuan more than the same period last year [3] - The increase in Renminbi loans to the real economy was 12.31 trillion yuan, which is a decrease of 694 billion yuan compared to the previous year [3] - Government bond net financing reached 8.9 trillion yuan, which is an increase of 4.88 trillion yuan year-on-year [3]