中国人民银行：截至6月末 服务消费重点领域经营主体贷款余额2.8万亿元

Core Viewpoint - The People's Bank of China (PBOC) is actively encouraging financial institutions to increase credit supply in the consumption sector, with significant measures taken to boost consumer loans and support service industries [1] Group 1: Credit Supply and Financial Measures - As of the end of June, the loan balance for key service consumption sectors reached 2.8 trillion yuan [1] - The PBOC has established a 500 billion yuan re-lending program specifically for service consumption and elderly care, aimed at enhancing credit supply in these areas [1] - The total household consumption loan balance, excluding personal housing loans, stood at 21.2 trillion yuan as of June [1] Group 2: Policy Coordination and Future Directions - The introduction of personal consumption loan interest subsidy policies and service industry loan interest subsidy policies reflects a coordinated approach between fiscal and financial policies [1] - The PBOC plans to further increase credit allocation to the service consumption sector and enhance information sharing with fiscal departments to facilitate financing for small and medium-sized enterprises in the service industry [1] - Future efforts will focus on optimizing consumer financial products and services, simplifying approval processes, and innovating products based on customer needs and risk characteristics to ensure sustainable consumer financial services [1]