CFMEE(SH:688630) Zheng Quan Zhi Xing·2025-08-13 11:11Core Viewpoint - The draft financing and external guarantee system of Hefei Chip Microelectronics Equipment Co., Ltd. aims to standardize the company's financing and guarantee behaviors, effectively control financing and guarantee risks, and protect the financial safety and legitimate rights of investors [2][3]. Group 1: General Principles - The financing referred to in this system includes indirect financing from financial institutions, primarily banks, and does not apply to direct equity financing [2]. - External guarantees are defined as the company providing guarantees, pledges, or other forms of security for third parties [2]. - The system applies to the company, its branches, and wholly-owned or controlled subsidiaries [3]. Group 2: Financing Management System - The finance department is responsible for managing financing matters, receiving applications from various departments and subsidiaries, and conducting preliminary reviews [3][4]. - Financing amounts that do not exceed the limits set by the company's articles of association can be approved by the general manager's office [4]. - Financing applications must include details such as the financial institution's name, amount, term, purpose, repayment source, and the financial status of the applicant [4][5]. Group 3: External Guarantee Management - External guarantees must comply with relevant laws and regulations, and the company should seek counter-guarantees from the guaranteed party [6][7]. - The board of directors must review and approve guarantees exceeding 10% of the company's latest audited net assets or 30% of total assets [7][8]. - The finance department is responsible for reviewing guarantee applications and ensuring compliance with the established procedures [8][9]. Group 4: Responsibilities and Accountability - All directors must strictly review financing and guarantee matters according to the system and relevant laws, bearing joint liability for any violations [14][15]. - Management personnel who exceed their authority in approving financing or guarantees will be held accountable for any actual losses incurred [15]. - The system will take effect upon approval by the shareholders' meeting [15].