新闻1+1丨“双贴息”政策 如何惠企利民？

Group 1: Policy Overview - The dual subsidy policy for personal consumption loans and service industry operating loans was officially released on August 12, aiming to stimulate consumer demand and support residents' consumption [1] - The subsidy covers a broader range of services, including elder care and childcare, compared to existing merchant-led installment payment promotions [4][5] Group 2: Impact on Financial Institutions - The new policy includes requirements for 23 loan processing institutions, expanding beyond traditional banks to include consumer credit companies, enhancing support for consumer credit issuance [6] - Loan issuing institutions are required to utilize digital finance and big data for precise customer profiling and to track the use of funds to ensure they support personal consumption [8] Group 3: Economic Implications - The policy aligns with the trend of increasing service consumption, providing targeted loan subsidies to service industry operators, particularly small and micro enterprises [9][10] - By lowering loan costs for service industry operators, the policy aims to enhance service quality and stimulate economic circulation, thereby boosting overall consumer spending [12]