Nu Holdings Ltd. (NU) Q2 Earnings and Revenues Top Estimates

Core Viewpoint - Nu Holdings Ltd. reported quarterly earnings of $0.14 per share, exceeding the Zacks Consensus Estimate of $0.13 per share, and showing an increase from $0.12 per share a year ago, indicating a positive earnings surprise of +7.69% [1][2] Financial Performance - The company posted revenues of $3.67 billion for the quarter ended June 2025, surpassing the Zacks Consensus Estimate by 0.35%, and up from $2.85 billion year-over-year [2] - Over the last four quarters, Nu has surpassed consensus EPS estimates two times and topped revenue estimates once [2] Stock Performance - Nu shares have increased approximately 19.4% since the beginning of the year, outperforming the S&P 500's gain of 10% [3] - The stock's immediate price movement will depend on management's commentary during the earnings call [3] Future Outlook - The current consensus EPS estimate for the upcoming quarter is $0.15 on revenues of $3.85 billion, and for the current fiscal year, it is $0.55 on revenues of $14.9 billion [7] - The estimate revisions trend for Nu was favorable ahead of the earnings release, resulting in a Zacks Rank 2 (Buy) for the stock, indicating expected outperformance in the near future [6] Industry Context - The Zacks Industry Rank for Banks - Foreign is currently in the top 21% of over 250 Zacks industries, suggesting that the industry outlook can significantly impact stock performance [8]