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Here's What Key Metrics Tell Us About Nu (NU) Q2 Earnings
Nu .Nu .(US:NU) ZACKS·2025-08-15 01:01

Core Insights - Nu Holdings Ltd. reported a revenue of $3.67 billion for the quarter ended June 2025, reflecting a year-over-year increase of 28.8% and a slight revenue surprise of +0.35% over the Zacks Consensus Estimate of $3.66 billion [1] - The earnings per share (EPS) for the quarter was $0.14, up from $0.12 in the same quarter last year, resulting in an EPS surprise of +7.69% compared to the consensus estimate of $0.13 [1] Financial Performance Metrics - Active customers reached 102.2 million, exceeding the average estimate of 101.14 million from two analysts [4] - Fee and commission income was reported at $539.73 million, surpassing the average estimate of $523.63 million from two analysts [4] - Interest income and gains (losses) on financial instruments matched the average estimate of $3.13 billion, reported at $3.13 billion [4] Stock Performance - Over the past month, shares of Nu have returned -10.7%, contrasting with the Zacks S&P 500 composite's +3.5% change [3] - The stock currently holds a Zacks Rank 2 (Buy), suggesting potential outperformance against the broader market in the near term [3]