惠誉称阿塞拜疆零售贷款激增或导致经济过热

Group 1 - The core viewpoint of the article highlights the positive momentum in the Azerbaijani banking sector, driven by a decrease in the proportion of dollar loans and a reduction in non-performing asset risks since 2017 [1] - Retail loans have experienced rapid growth since 2021, despite measures taken by the central bank to limit credit risks, indicating ongoing concerns about economic overheating [1] - As of July 1, 2025, the total loan amount for the 22 banks operating in Azerbaijan is projected to reach 28.47 billion manats (approximately 1.675 billion USD), reflecting a year-on-year growth of 12%, with 14.6% (approximately 2.44 billion USD) of these loans being in foreign currency [1]