人民银行：截至2025年二季度末小微企业贷款余额65万亿元

Group 1 - The People's Bank of China reported significant improvements in the financing conditions for small and micro enterprises over the past decade, with a notable increase in the loan balance and proportion of total enterprise loans [1] - As of the end of Q2 2025, the loan balance for small and micro enterprises reached 65 trillion yuan, with their share of total enterprise loans rising from 30.4% at the end of 2014 to 38.2%, reflecting an average annual growth rate of approximately 15% [1] - Since the end of 2018, inclusive small and micro loans have experienced an average annual growth rate exceeding 20%, with the number of credit accounts tripling, indicating effective support for genuine small and micro enterprises [1] Group 2 - The People's Bank of China plans to continue focusing on problem-oriented and goal-oriented strategies to enhance the implementation and monitoring of existing policies, particularly for small and micro enterprises [2] - Key initiatives include improving the credit enhancement system for private small and medium enterprises, leveraging government financing guarantees, information sharing, and credit derivative products to address issues of credit insufficiency and information asymmetry [2] - The central bank aims to enhance financial service capabilities and utilize various service platforms to improve financing efficiency for small and micro enterprises, while also promoting the collaborative effects of policy tools to increase financial support for key sectors [2]