加纳引入银行评估制度

Core Insights - The Bank of Ghana has approved the implementation of credit scoring by credit institutions to enhance responsible lending and strengthen the national credit infrastructure [1] - The new system is expected to significantly improve loan efficiency, reduce default rates, and provide credit to individuals who may lack collateral but demonstrate responsible borrowing behavior [1] Summary by Categories Credit Scoring Implementation - The introduction of credit scoring is part of several advancements in Ghana's credit reporting system [1] - MyCredit Score Limited has been authorized as the third credit institution [1] Data Provider Expansion - The range of data providers has been expanded to include non-traditional institutions [1] Cross-Border Collaboration - Establishment of cross-border credit consulting partnerships has been initiated [1]