Group 1 - The core viewpoint of the article highlights the stable operation of China's banking and insurance sectors in the first half of 2025, with a continuous enhancement in their ability to serve the real economy [1] Group 2 - As of the end of Q2, the total assets of China's banking financial institutions reached 467.3 trillion yuan, reflecting a year-on-year growth of 7.9%; the total assets of the insurance industry amounted to 39.2 trillion yuan, increasing by 9.2% compared to the beginning of the year [4] Group 3 - In the first half of the year, the ability of the banking and insurance sectors to serve the real economy continued to improve, with the balance of inclusive loans to small and micro enterprises growing by 12.3% year-on-year; the balance of inclusive agricultural loans reached 13.9 trillion yuan, an increase of 1.1 trillion yuan compared to the end of the previous year [6] Group 4 - By the end of Q2, key indicators such as the non-performing loan ratio and provision coverage ratio in the banking sector remained stable and showed positive trends, with the non-performing loan ratio for commercial banks at 1.49%, a decrease of 0.02 percentage points from the end of Q1; the banking sector disposed of 1.5 trillion yuan of non-performing assets in the first half of the year, an increase of 123.6 billion yuan year-on-year [9] Group 5 - In the first half of the year, the original insurance premium income of insurance companies grew by 5.1% year-on-year, while claims and benefit expenditures increased by 9%, indicating an enhanced capacity to safeguard and improve people's livelihoods [12]
467.3万亿元、13.9万亿元……“数”说银行保险业服务实体经济、改善民生能力增强
Yang Shi Wang·2025-08-16 06:12