JRCB(SZ:002807) Sou Hu Cai Jing·2025-08-16 14:22Financial Performance - In the first half of 2025, the company's total revenue reached 2.401 billion, an increase from 2.174 billion in the same period of 2024 [1] - The total profit for the same period was 942.661 million, up from 681.590 million year-on-year [1] - The net profit attributable to shareholders was 845.995 million, compared to 725.388 million in the previous year [1] - The basic earnings per share increased to 0.3437 from 0.3006, while diluted earnings per share rose to 0.3437 from 0.2856 [1] - The weighted average return on equity was 4.49%, an increase of 0.24 percentage points year-on-year [14] Cash Flow Analysis - The net cash flow from operating activities was -58.5 million, a decrease of 50.39 million compared to the previous year [17] - The net cash flow from financing activities was -4.94 million, down by 8.85 million year-on-year [17] - The net cash flow from investing activities was 63.95 million, significantly up from 8.61 million in the same period last year [17] Asset and Liability Changes - As of June 30, 2025, total assets amounted to 207.577 billion, while total liabilities were 188.375 billion [1] - The company's debt investments decreased by 22.36% compared to the end of the previous year, while trading financial assets increased by 28.58% [23] - Customer deposits and interbank deposits increased by 6.34%, while borrowings from the central bank rose by 57.63% [24] Shareholder Structure - The largest shareholder as of mid-2025 was Jiangsu Jiangnan Water Affairs Co., Ltd., holding 5.762% of the shares [28] - The shareholding of Huatai-PB Index Fund increased, while holdings by Hong Kong Central Clearing Limited and Jiangyin Changjiang Investment Group decreased [28][29] Valuation Metrics - As of August 15, the company's price-to-earnings ratio (TTM) was approximately 5.28, the price-to-book ratio (LF) was about 0.6, and the price-to-sales ratio (TTM) was around 2.72 [1]