Core Insights - By the end of Q2 2025, China's banking and insurance sectors are expected to see continued growth in total assets while enhancing their ability to serve the real economy [1] Banking Sector - The total assets of the banking sector, including both domestic and foreign currency, reached 467.3 trillion yuan, reflecting a year-on-year growth of 7.9% [1] - The balance of inclusive loans for small and micro enterprises amounted to 36 trillion yuan, with a year-on-year increase of 12.3% [1] - The balance of inclusive agricultural loans was 13.9 trillion yuan, which increased by 1.1 trillion yuan since the beginning of the year [1] - The overall asset quality of commercial bank credit remains stable, with non-performing loans totaling 3.4 trillion yuan, a decrease of 24 billion yuan from the previous quarter [1] - The non-performing loan ratio stands at 1.49%, down by 0.02 percentage points from the previous quarter [1] Insurance Sector - By the end of Q2 2025, total assets of insurance companies and insurance asset management companies reached 39.2 trillion yuan, an increase of 3.3 trillion yuan since the beginning of the year, representing a growth of 9.2% [1] - In the first half of the year, the original insurance premium income was 3.7 trillion yuan, showing a year-on-year growth of 5.1% [1] - Claims and benefit payments amounted to 1.3 trillion yuan, reflecting a year-on-year increase of 9% [1] - The number of new insurance policies issued reached 52.4 billion, marking an 11.1% year-on-year increase [1] - The insurance industry's solvency is robust, with a comprehensive solvency adequacy ratio of 204.5% and a core solvency adequacy ratio of 147.8% by the end of Q2 2025 [1]
金融监管总局:二季度末普惠型小微企业贷款余额同比增长12.3%
Ren Min Ri Bao·2025-08-17 02:10