12个月操盘620亿资产，新加坡青年低调挣钱

Core Insights - The company, Shengye, reported a net profit of approximately 200 million RMB for the first half of the year, marking a 23% year-on-year increase, and has been profitable for 11 consecutive years [2][5] - Shengye processed a total supply chain asset of about 62 billion RMB over the past 12 months, with expectations to reach close to 1 billion RMB in net profit by 2027 [4][5] - The company is transitioning from a traditional financing model to a platform-based model, significantly reducing its reliance on self-funded loans and increasing its technology service revenue, which grew by 37% year-on-year [5][6] Financial Performance - For the first half of 2025, the company's total revenue from core business was approximately 405 million RMB, a decrease of 7.1% compared to the previous year [6] - Platform technology service revenue reached 210.6 million RMB, up 37% year-on-year, while digital financial solutions revenue fell by 29.5% [6] - The net profit for the first half of 2025 was 202.96 million RMB, reflecting a 22.9% increase from the previous year [6] Business Strategy - Shengye's management is focusing on expanding its partnerships, having linked with 181 funding partners, a 31% increase year-on-year [7] - The company is diversifying its service offerings, with a significant focus on e-commerce, where service fees can reach nearly 5%, compared to 1% to 2.5% in traditional sectors [13][15] - The company aims to fully transition to a platform-based model by 2026, reducing its reliance on self-funding for loans [15] Market Potential - Shengye's primary business sectors include infrastructure, commodities, and healthcare, which represent a potential market size of 4 trillion RMB, with the company currently capturing only 2% of this market [8][9] - The company has identified significant growth opportunities in the e-commerce sector, with a reported 8-fold increase in e-commerce funding facilitation, totaling over 2.8 billion RMB [13][15] Technological Development - The company is positioning itself as a "smart technology company" focused on AI and supply chain solutions, with plans to enhance its technological capabilities [20] - Shengye is investing in computing power and robotics, with a new headquarters in East China aimed at supporting its technological infrastructure [21][23]