解读｜因修缮受损自有住房造成生活困难，如何提取住房公积金？

Core Viewpoint - The Beijing Housing Provident Fund Management Center has announced a notification to provide temporary support to employees affected by the flooding in 2025, detailing the measures and eligibility criteria for accessing housing provident funds [1]. Group 1: Scope and Duration of Support Measures - The temporary support measures apply to two categories of employees: those who face living difficulties due to repairs on their damaged own housing caused by the flooding, and those whose housing is uninhabitable post-flooding and need to rent housing with completed rental registration. The measures will be effective until November 30, 2025 [2]. Group 2: Withdrawal of Housing Provident Fund - Employees affected by the flooding can withdraw their housing provident fund if they face living difficulties due to repairs on their damaged housing. The repair costs will be assessed by local government departments, and employees can withdraw up to the verified repair amount from their provident fund account, with a minimum deduction of 10 yuan if the account balance is insufficient [3]. Group 3: Differences in Rental Withdrawal - For employees whose housing is uninhabitable and need to rent, they can withdraw their provident fund monthly based on actual rent paid, without the usual restrictions such as continuous contributions for three months or ownership of housing in Beijing. The monthly withdrawal is limited to the actual rent, with a minimum deduction of 10 yuan if the account balance is insufficient [4]. Group 4: Application Process for Support Measures - Affected employees should apply for the support measures at the management department of their damaged housing area. If in-person application is inconvenient, they can also apply through designated bank points that cooperate with the provident fund center, which will submit the application on their behalf. Relevant contact information can be found on the provident fund center's official website or by calling 12329 [5].