BOC HONG KONG(HK:02388) 智通财经网·2025-08-19 03:16Group 1 - In July 2025, Hong Kong recorded 39 registered elderly mortgages, an increase of 50% from 26 in June, marking the highest level in nine months since October 2024 [1] - A total of 229 elderly mortgage registrations were recorded in the first seven months of 2025, a decrease of 16.4% compared to 274 in the same period of 2024 [1] - Bank of China Hong Kong (02388) maintained the highest participation in the elderly mortgage market, with 38 out of 39 registrations in July being from this bank, resulting in a market share of 97.4% for the first seven months of the year [1] Group 2 - As of July 31, 2025, the elderly mortgage program has received a total of 8,558 applications, with single applications accounting for 65.6% [2] - The average age of elderly mortgage applicants is approximately 69 years, with an average property value of HKD 5.6 million [2] - The most popular option among applicants is the lifetime annuity, chosen by 53.4% of applicants, as it provides maximum security without repayment concerns [2]