太保产险济宁中支“双精准”示范基地落地嘉祥

Core Viewpoint - The establishment of the first "dual precision" demonstration base for agricultural insurance in Jining marks a new phase of technology-enabled precision underwriting and claims in agricultural insurance, aligning with national policies for high-quality development in this sector [1][2]. Group 1: Agricultural Insurance Development - Agricultural insurance is a crucial financial tool for serving the "three rural issues," with "precision underwriting and precision claims" being core requirements for high-quality development in the new era [1]. - The 2024 Central Document No. 1 emphasizes the need to promote precision in agricultural insurance underwriting and claims, ensuring that all eligible claims are compensated [1]. - The China Pacific Property Insurance Company has prioritized compliance and refined management in its agricultural insurance operations over the past decade [1]. Group 2: Technological Integration - The company has continuously improved its "Tai Bao e-Agricultural Insurance" technology, launching the "10th Anniversary Version" in 2024, which incorporates AI, big data, IoT, and blockchain into agricultural insurance practices [1][2]. - Advanced technologies such as satellite remote sensing and big data analysis are utilized for real-time monitoring and early warning of crop growth conditions and disaster risks [2]. - The "Hui Zhi Nong" agricultural insurance system digitizes and automates the underwriting and claims processes, enhancing service efficiency and accuracy [2]. Group 3: Implementation and Expansion - The establishment of the "dual precision" demonstration base in Luotang Village is part of the company's efforts to support rural revitalization and improve farmers' livelihoods [2]. - The company plans to replicate the "Luotang experience" in more towns and villages, enhancing the precision of agricultural insurance across the city [3]. - The company aims to shift from "post-event compensation" to "pre-event prevention" by collaborating with agricultural technology departments for disaster training and early warning services, thereby increasing farmers' risk resilience [3].