本息总额超1.89亿！嘉兴银行转让10户不良贷款，单笔不良金额超9000万

Core Viewpoint - Jiaxing Bank announced the transfer of non-performing loans totaling over 189 million yuan, focusing on small and micro enterprises in Zhejiang province [1][6]. Summary by Sections Non-Performing Loan Transfer - The bank plans to transfer non-performing loans from 10 enterprises, with an outstanding principal and interest amount exceeding 189 million yuan, starting at a price of 108 million yuan [1][6]. - The transfer includes 39 loan assets with an average overdue period of 248.84 days, and the highest single borrower's outstanding balance is approximately 90.89 million yuan [3][6]. Borrower Structure - All 10 enterprises are located in Zhejiang province, primarily in the manufacturing and wholesale retail sectors, with a majority being small and micro enterprises [6]. - The loan types involved include working capital loans and bank acceptance bill advances, highlighting the focus on non-performing debts from small and medium-sized enterprises in the region [6]. Auction Details - The auction for the non-performing loans is set to take place on September 15, 2025, with a bidding increment of 300,000 yuan [4][5]. Company Background - Jiaxing Bank was established in December 1997 and has undergone several name changes, with its current registered capital at 1.925 billion yuan [6]. - The bank operates 99 branches, including four located outside Zhejiang province, and employs over 2,200 staff [6]. - As of the end of 2024, the bank's total assets amounted to 181.93 billion yuan, with total deposits of 125.39 billion yuan and total loans of 103.14 billion yuan [6].