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天星数科洞悉小微企业资金需求 发挥数字技术实力破解融资梗阻
Sou Hu Cai Jing·2025-08-19 12:09

Core Viewpoint - The article emphasizes the critical role of small and micro enterprises in driving national economic development, while highlighting their persistent challenges in financing and high costs, which hinder their growth. The emergence of industrial chain finance, facilitated by digital technology, is presented as a powerful solution to these challenges. Group 1: Company Initiatives - Tianxing Digital Technology is focused on leveraging digital technology to address the financial bottlenecks faced by small and micro enterprises, enhancing their ability to secure funding and resources [1][4] - The company has developed a leading industrial-financial digital platform that tracks the entire process of production and sales, providing timely and cost-effective financial support based on real-time data [1][2] Group 2: Impact on Enterprises - Tianxing Digital Technology has assisted over 5,000 real enterprises in obtaining more than 100 billion yuan in bank credit, resulting in an average reduction of approximately 2 percentage points in financing costs for these enterprises [2] - The application of digital technology has improved automation and intelligence in business operations, reduced information asymmetry, and enhanced risk control capabilities in industrial chain finance [1][2] Group 3: Future Directions - The company plans to continue its commitment to the "digital technology serving the real economy" philosophy, integrating its experience in supply chain finance and industrial digitization to provide immersive financial services for small and micro enterprises [4] - Tianxing Digital Technology aims to deepen its involvement in key industries and weak links, continuously refining and launching better products and services to support the growth of small and micro enterprises [4]