鲍曼：美联储对人工智能和加密货币的看法“即将改变”

Core Viewpoint - The Vice Chair of the Federal Reserve, Bowman, emphasizes the necessity for banks and regulators to embrace new technologies like AI and cryptocurrencies to avoid losing relevance in the economy [1] Group 1: Embracing New Technologies - Bowman states that the banking system must adapt to the benefits brought by AI and cryptocurrencies, warning that failure to do so could lead to a disconnection from consumers, businesses, and the overall economy [1] - She advocates for regulatory frameworks that allow for the rapid growth of new applications that benefit the banking system [1] Group 2: Regulatory Collaboration - Bowman calls for the industry to assist regulators in understanding blockchain and digital assets, highlighting their potential to address issues like fraud [1] - She indicates a desire to reduce regulatory scrutiny related to reputational risk, suggesting that new rules may be developed to facilitate this change [1] - The Federal Reserve and other banking institutions have previously committed to not considering reputational risk as part of their reviews, responding to calls from banking groups and Republican lawmakers [1] Group 3: Cultural Shift in Technology Adoption - Bowman expresses a commitment to changing the culture and attitude towards the adoption and integration of technology, new products, and services within the banking sector [1]