美联储理事 Bowman：监管机构须采纳 AI 与加密技术，避免边缘化

Core Viewpoint - The Federal Reserve Board member Michelle Bowman emphasized the importance of banks and regulators adopting emerging technologies like artificial intelligence and blockchain to avoid losing their position in the financial system [1] Group 1: Adoption of Technology - Banks and regulators may face risks of diminished status in the financial system if they do not actively adopt technologies such as artificial intelligence and blockchain [1] - Bowman called for industry collaboration to help regulators better understand blockchain and digital assets, particularly their potential applications in combating fraud [1] Group 2: Regulatory Changes - Bowman expressed intentions to reduce regulatory scrutiny related to "reputational risk" [1] - There is a commitment to changing the culture and attitudes of regulatory agencies regarding the adoption of technology and integration of products [1]