Core Viewpoint - The Loan Prime Rate (LPR) in China remains unchanged for three consecutive months, with the 1-year LPR at 3.0% and the 5-year LPR at 3.5%, aligning with market expectations [1][5]. Group 1 - The stability of the LPR quotes in August reflects the unchanged policy interest rates, indicating no significant changes in the pricing basis for LPR [5]. - Market interest rates have recently increased due to various factors, but banks lack the incentive to lower LPR quotes given the historical low net interest margins [5]. - The continuous stability of the LPR is primarily attributed to a relatively strong macroeconomic performance in the first half of the year, reducing the necessity for downward adjustments in the short term [5].
LPR连续三个月维持不变
Sou Hu Cai Jing·2025-08-20 01:47