连续三月不变！8月LPR出炉 西安房贷利率3.15%还会降吗？
Sou Hu Cai Jing·2025-08-20 02:19
Group 1 - The Loan Prime Rate (LPR) for 1-year remains at 3% and for 5-year and above at 3.5%, unchanged for three consecutive months [1] - In May, the 5-year LPR was reduced by 10 basis points to 3.50% [4] - Current mortgage rates in Xi'an are 3.15% for new loans and 3.2% for existing loans, with public fund first loan rate at 2.6% and second loan rate at 3.075% [4] Group 2 - There are expectations for a potential interest rate cut in September, influenced by a likely rate cut from the Federal Reserve [4] - If the LPR decreases, Xi'an may experience a new wave of interest rate cuts in September [4]