Sou Hu Cai Jing·2025-08-20 09:38Core Viewpoint - The National Financial Supervision Administration has released a draft for public consultation regarding the "Management Measures for Commercial Bank Mergers and Acquisitions Loans," outlining specific conditions for banks to engage in merger loan activities [1] Group 1: Conditions for Commercial Banks - Commercial banks wishing to offer merger loan services must have a sound operating status and well-established corporate governance [1] - Banks must possess a professional team capable of conducting due diligence and risk assessment for merger loans [1] - The previous year's regulatory rating must be good, and key regulatory indicators must meet the required standards [1] - The total asset balance of the bank, after adjustments at the end of the previous year, must not be less than 50 billion RMB to engage in merger loans, and not less than 100 billion RMB for banks involved in equity-based merger loans [1]