二季度支付体系运行数据出炉：信用卡数量连续11季度下滑

Summary of Key Points Core Viewpoint - The People's Bank of China has released the overall situation of the payment system for the second quarter of 2025, highlighting significant trends in bank accounts, card usage, and electronic payment activities. Group 1: Bank Accounts - As of the end of Q2 2025, there were a total of 15.238 billion bank accounts opened nationwide, including 116 million corporate accounts and 1.5122 billion personal accounts [5][6]. Group 2: Card Usage - The total number of credit cards and combined loan cards has continued to decline, reaching 715 million by the end of Q2, a decrease of 6 million from the end of Q1 and a 11.4% drop from the peak of 807 million [1][2]. Group 3: Non-Cash Payment Transactions - In Q2, banks processed 21.49789 trillion non-cash payment transactions, amounting to 136.536 trillion yuan [6]. - The number of card transactions reached 414.66 billion, with a total transaction value of 22.670 trillion yuan [2][6]. Group 4: Electronic Payment Data - Banks processed 80.053 billion electronic payment transactions, totaling 85.816 trillion yuan in Q2 [9]. - Non-bank payment institutions handled 333.845 billion online payment transactions, amounting to 8.211 trillion yuan [9]. Group 5: Payment System Operations - The payment system processed a total of 39.2751 billion transactions in Q2, with a total value of 308.483 trillion yuan, reflecting an 11.36% increase from the previous quarter [3][10].