“亏30%稳如泰山，涨1%坐立难安”，曾被深套的基民如今陷入更深纠结

Core Insights - The current market recovery has led to a dilemma for investors, with many feeling anxious about whether to redeem their funds or hold on for potential further gains [2][3][7] - A significant number of actively managed equity funds have seen their net values rise, with over 1,450 funds achieving returns exceeding 50% since last year [5][6] - The psychological impact of previous losses is causing many investors to hesitate, leading to increased redemption pressures on fund managers [10][11] Market Performance - As of August 19, 2023, 1,197 actively managed equity funds reached historical net value highs, with a notable decrease in funds below the 1 yuan mark [6][10] - The market has seen a substantial recovery, with 166 funds doubling their performance and several funds achieving returns over 200% [5][6] Investor Behavior - Investors are experiencing a "fear of missing out" combined with anxiety over losing recent gains, leading to indecision regarding fund redemption [7][8] - The phenomenon of loss aversion and anchoring effects are influencing investor decisions, with many choosing to redeem once they break even [8][9] Fund Management Response - Fund companies are facing redemption pressures but are also seeing a net inflow of funds, indicating a mixed market sentiment [10][11] - The focus for fund managers is shifting from merely preventing redemptions to understanding and meeting client needs through tailored product offerings [11][12]