信也科技：二季度实现营收35.8亿元

Core Insights - Xinyi Technology reported its Q2 2025 unaudited financial results, showing a revenue of 3.58 billion RMB and a net profit of 750 million RMB [1] - The company facilitated a transaction volume of 54 billion RMB in the quarter, representing a year-on-year growth of 10.9% [1] - The outstanding loan balance reached 77.5 billion RMB, marking an 18.1% increase year-on-year [1] Domestic Performance - The domestic transaction volume was 50.8 billion RMB, with a year-on-year growth of 9.5% [1] - The outstanding loan balance in the domestic market was 75.4 billion RMB, reflecting a 17.4% increase year-on-year [1] - In the small and micro business sector, Xinyi Technology served 430,000 domestic small and micro users, facilitating a transaction volume of 15.3 billion RMB, which is a 7% increase and accounted for 30% of the domestic transaction volume [1] International Performance - The international business transaction volume exceeded 3.2 billion RMB, showing a significant year-on-year growth of 39% [1] - Revenue from international operations reached nearly 800 million RMB, with a year-on-year increase of 41.5%, contributing to 22.3% of the total revenue [1] - As of the end of Q2, the company had served a cumulative total of 8.7 million overseas users, indicating a continued diversification of its business layout [1]