东亚银行上半年股东溢利增长14.1%

Core Insights - East Asia Bank reported a shareholder profit of HKD 2.407 billion for the first half of 2025, representing a year-on-year increase of 14.1% [1] - Basic earnings per share grew by 24.6% year-on-year to HKD 0.86 [1] - Pre-provision operating profit decreased by 3.9% to HKD 5.447 billion [1] Financial Performance - Net interest income was HKD 7.344 billion, a decrease of 10.7% year-on-year, with net interest margin narrowing to 1.88% [1] - Non-interest income increased by 29.2% to HKD 2.915 billion, primarily driven by growth in service fees and trading activities [1] - Financial instrument impairment losses decreased by 11.9% to HKD 2.539 billion, with loan loss provisions mainly affected by the commercial real estate sector in mainland China and Hong Kong [1] - The impaired loan ratio fell to 2.63% [1]