从左到右分别为：《环球金融》运营董事总经理Mr.Chris Giarraputo、东亚中国战略及数字化办公室负 责人洪建帮先生 近日，由全球知名财经媒体《环球金融》举办的"2025年度全球最佳数字及人工智能银行" (World's Best Digital Bank & AI Awards 2025) 颁奖典礼在英国伦敦成功举行。东亚银行(中国)有限公司("东亚中国")凭 借在企业银行数字化领域的卓越表现，一举斩获"全球最佳企业银行金融科技奖"、"亚太最佳企业银行 贸易金融服务奖"、"亚太最佳企业银行支付服务奖"、"亚太最佳企业银行金融科技创新奖"、"中国最佳 企业银行服务奖"、"中国最佳企业银行人工智能创新奖"、" 中国最佳企业银行贸易金融服务奖"、"中国 最佳企业银行支付服务奖"、" 中国最佳企业银行金融科技创新奖"等九项大奖。 东亚银行副行政总裁、东亚中国执行董事兼行长毕明强先生表示："此次获奖，既是对东亚中国在AI技 术应用与数字化转型方面成果的高度认可，也彰显了我们坚定践行创新、探索智慧金融新路径、赋能企 业高质量发展的承诺与能力。" 值得一提的是，这是东亚中国连续第三年荣膺《环球金融》奖项，更是首 ...

Core Insights - In October 2025, the number of existing property mortgage applications in Hong Kong increased to 6,662, up by 491 applications (8%) from September, while the number of pre-sale mortgage applications dropped to 599, a decrease of 599 applications (44%) from the previous month [1] - Year-on-year comparison shows that existing property mortgage applications rose by 2,729 applications (69.4%) compared to October 2024, while pre-sale mortgage applications increased by 51 applications (9.3%) [1] - For the first ten months of 2025, existing property mortgage applications totaled 54,228, an increase of 10,988 applications (25.4%) from the same period in 2024, and pre-sale mortgage applications reached 6,041, up by 2,435 applications (67.5%) [1] Market Share Analysis - In the existing property mortgage market, Bank of China (Hong Kong) leads with a market share of 32.2%, followed by HSBC at 19.3%, Hang Seng Bank at 15.8%, Standard Chartered Bank at 7%, and Bank of East Asia at 6.2% [2] - For pre-sale mortgages, HSBC ranks first with a market share of 23.9%, followed by Bank of China (Hong Kong) at 20.2%, Hang Seng Bank at 14.4%, and China Communications Bank at 10.5% [2] - The market share of the four major banks in existing property mortgages slightly decreased from 74.7% to 74.3% in October 2025 [2]

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 | 截至月份: | 2025年10月31日 | 狀態: 新提交 | | --- | --- | --- | | 致：香港交易及結算所有限公司 | | | | 公司名稱: | 東亞銀行有限公司 | | | 呈交日期: | 2025年11月3日 | | | I. 法定/註冊股本變動 不適用 | | | FF301 第 1 頁 共 11 頁 v 1.1.1 FF301 II. 已發行股份及/或庫存股份變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | 於香港聯交所上市 (註1) | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 00023 | 說明 | | | | | | | | | 已發行股份（不包括庫存股份）數目 | | 庫存股份數目 | | 已發行股份總數 | | | 上月底結存 | | | 2,636,779,157 | | 0 | | 2,636,779,157 | | 增加 / 減少 (-) | | | 4,6 ...

Core Viewpoint - The Xinjiang Financial Regulatory Bureau has approved the appointment of Mu Chunyan as the president of the Urumqi branch of East Asia Bank (China) Limited, emphasizing the importance of compliance with financial regulations and ongoing professional development [1] Group 1 - The approval of Mu Chunyan's appointment is officially recognized by the Xinjiang Financial Regulatory Bureau [1] - East Asia Bank is required to ensure that the newly appointed president adheres to relevant regulatory requirements and reports to the authority within three months of the decision [1] - The bank must encourage the appointee to continuously learn and understand economic and financial laws, maintain a strong risk compliance awareness, and be familiar with job responsibilities [1]

Core Insights - The event focused on addressing the financial needs of expatriates in Shenzhen, particularly in areas such as account opening, foreign exchange, and cross-border fund flows [1][8] - The "Bay Area Vision: Shekou Hotspot Exchange" initiative aims to provide practical solutions for expatriates, enhancing their integration into the local community [8] Group 1: Event Overview - The financial salon was co-hosted by the Shekou Overseas Personnel Management Service Center, Bank of China Dongjiao Head Office, and East Asia Bank [1] - The event featured a "professional presentation + two-way communication" format, allowing for targeted discussions and interactions between speakers and attendees [3][5] Group 2: Expert Contributions - Two speakers with international education backgrounds shared insights: Liu Yang Peiying from Bank of China focused on account opening details and risk prevention, while Zhuang Qilin from Monash University discussed foreign exchange needs and capital flow scenarios [3][6] - The speakers provided practical advice on foreign exchange policies, cross-border fund planning, and wealth management tailored to expatriates [5][6] Group 3: Participant Feedback - Attendees expressed satisfaction with the event, highlighting its practical relevance and the opportunity to engage with experts and fellow expatriates [6][8] - Participants, including expatriates from the UK, New Zealand, and Jamaica, reported gaining valuable knowledge and networking opportunities [6][8] Group 4: Future Initiatives - The Shekou Overseas Personnel Management Service Center plans to continue leveraging local resources to address expatriate concerns and enhance service offerings [8] - Future events will focus on hot topics relevant to foreign nationals, aiming to facilitate their work and life in Shenzhen [8]

Core Insights - The financial salon focused on addressing the core financial needs of foreign individuals in Shenzhen, including account opening, currency exchange, and cross-border fund flows [1][4] - The event was part of the "Bay Area Vision · Shekou Hotspot Exchange" initiative, aimed at providing practical solutions for foreign residents [1][4] Group 1: Event Overview - The financial salon was co-hosted by Shekou Overseas Personnel Management Service Center, Bank of China Dongjiao Head Office, and East Asia Bank [1] - The event featured expert speakers with international educational backgrounds, providing insights into practical banking operations and financial planning [2] Group 2: Expert Contributions - Liu Yang Peiying from Bank of China shared detailed information on account opening procedures, currency exchange practices, and financial risk management [2] - Zhuang Qilin, with experience in foreign exchange, focused on high-frequency needs of expatriates, discussing capital item transactions like salary and property purchases [2] Group 3: Participant Feedback - Participants expressed satisfaction with the event, highlighting the practical knowledge gained and the opportunity to network with other expatriates [3] - Feedback from attendees indicated that the event successfully addressed their financial queries and provided clarity on banking services in China [3] Group 4: Future Initiatives - The Shekou Overseas Personnel Management Service Center plans to continue leveraging local resources to address the needs of foreign individuals, aiming for more practical services in the future [4]

Core Insights - Hong Kong banks are seeking to expand their wealth management market in the Guangdong-Hong Kong-Macao Greater Bay Area, with East Asia Bank (China) opening its flagship branch in Shenzhen focused on wealth management [1][4] - The bank aims to shift its retail to wholesale business ratio from approximately 3:7 to 5:5, emphasizing the development of retail services, particularly wealth management for high-net-worth clients [1][7] - The Greater Bay Area is identified as a significant wealth management market with a population nearing 100 million, providing a substantial target client base for banks [5][9] Wealth Management Strategy - East Asia Bank's strategy aligns with other foreign banks in China, focusing on enhancing services for high-net-worth individuals and cross-border financial services [5][6] - The bank reported a 39% increase in affluent clients in the Greater Bay Area and a 54% increase in clients moving to Hong Kong, with a 90% growth in assets under management (AUM) for cross-border wealth management [5][6] - The bank's flagship branch features dedicated areas for wealth management, indicating a strong retail focus [6][7] Integration of Services - The distinction between corporate and personal services is becoming less clear, with a trend towards integrating financial needs across personal, family, and business levels [2][8] - East Asia Bank is developing a framework called "People, Family, Enterprise, Society" to address the wealth management needs of ultra-high-net-worth entrepreneurs [9] - The bank plans to enhance its transaction banking services and leverage AI for cross-border settlement and trade financing [9]

Core Viewpoint - East Asia Bank has opened its flagship branch in Shenzhen's Futian district, aiming to provide financial services to high-net-worth clients and talents traveling between Shenzhen and Hong Kong, leveraging the synergy between mainland China and Hong Kong [2] Group 1: Business Expansion - The new flagship branch is strategically located near the Futian High-Speed Railway Station to cater to cross-border clients [2] - The bank has observed a significant increase in its affluent client base in the Greater Bay Area, with a 39% growth in the first half of the year [2] - There has been a 54% increase in clients traveling south to Hong Kong, and the assets under management (AUM) for cross-border wealth management have surged by nearly 90% [2] Group 2: Strategic Focus - The bank plans to actively develop its cross-border wealth management business to capitalize on the growing wealth in the Greater Bay Area [2]

Core Viewpoint - East Asia Bank celebrates its 40th anniversary of operations in Shenzhen, highlighting its commitment to the development of the Greater Bay Area and its strategic expansion in cross-border financial services [1][3]. Group 1: Company Milestones - East Asia Bank established a representative office in Shenzhen in 1985 and upgraded it to a branch in 1987, marking over a century of service in the mainland market [1]. - The opening of the Futian flagship branch enhances East Asia China's network in Shenzhen, strategically located near the Futian High-Speed Railway Station [1][5]. Group 2: Strategic Focus - The Greater Bay Area is central to East Asia Bank's development strategy, with a network covering all "9+2" cities in the region [1]. - The bank has established a strategic network in Shenzhen with six major outlets, serving key financial and technological innovation areas [1][5]. Group 3: Leadership Insights - The Co-CEO of East Asia Bank emphasized the bank's role as one of the first foreign banks in Shenzhen, actively participating in the development of the Special Economic Zone [3]. - The Vice CEO and Executive Director of East Asia China noted the importance of the Futian flagship branch in expanding the bank's presence in Shenzhen [5].

Core Points - East Asia Bank announced a system maintenance scheduled for October 25, 2025, from 02:30 to 06:00 Beijing time [1] - During this maintenance period, various banking services including personal mobile banking login, online banking security password component downloads, and large deposit purchases will be temporarily unavailable [1] - The bank expressed apologies for any inconvenience caused and encouraged customers to make necessary arrangements in advance [1]