Sou Hu Cai Jing·2025-08-21 12:20Core Viewpoint - The stock price of Bank of Communications reached 7.59 yuan as of August 21, 2025, reflecting a 0.66% increase from the previous trading day, indicating positive market sentiment towards the bank's performance and strategic initiatives [1] Company Summary - Bank of Communications is one of the major state-owned commercial banks in China, with core businesses including corporate finance, personal finance, international business, and financial markets [1] - The bank has strong market competitiveness in retail credit and wealth management, and is actively promoting digital transformation [1] - Recently, the bank has participated in the implementation of a personal consumption loan interest subsidy policy, which will directly benefit customers whose consumption transaction information can be automatically identified by the system, with the policy expected to officially launch in September [1] - The chairman of the bank, Ren Deqi, stated that AI technology will reshape banking operations, and the bank is exploring the application of AI in core areas such as risk management and data insights [1] Market Activity - On August 21, 2025, the net outflow of main funds from Bank of Communications was 48.08 million yuan, with a cumulative net outflow of 175 million yuan over the past five trading days [1]