Affirm Holdings (AFRM) Reports Next Week: Wall Street Expects Earnings Growth

Company Overview - Affirm Holdings (AFRM) is expected to report a year-over-year increase in earnings due to higher revenues for the quarter ended June 2025, with a consensus outlook indicating a positive earnings picture [1][2] - The earnings report is anticipated to be released on August 28, and the stock may rise if the reported numbers exceed expectations, while a miss could lead to a decline [2] Earnings Estimates - The Zacks Consensus Estimate predicts quarterly earnings of $0.11 per share, reflecting a year-over-year increase of +178.6% [3] - Revenues are projected to reach $839.88 million, which is a 27.4% increase from the same quarter last year [3] Estimate Revisions - The consensus EPS estimate has been revised 22.64% higher in the last 30 days, indicating a positive reassessment by analysts [4] - The Most Accurate Estimate for Affirm Holdings is higher than the Zacks Consensus Estimate, resulting in an Earnings ESP of +44.00% [12] Earnings Surprise History - In the last reported quarter, Affirm Holdings was expected to post a loss of $0.09 per share but instead reported earnings of $0.01, achieving a surprise of +111.11% [13] - Over the past four quarters, the company has consistently beaten consensus EPS estimates [14] Industry Context - In the Zacks Internet - Software industry, nCino (NCNO) is expected to report earnings of $0.14 per share for the same quarter, with revenues projected at $143 million, an 8% increase year-over-year [18] - nCino's consensus EPS estimate has remained unchanged, but a higher Most Accurate Estimate has resulted in an Earnings ESP of +3.7%, indicating a likelihood of beating the consensus EPS estimate [19]