房贷争议发酵：特朗普点名美联储理事库克辞职 市场忧独立性受损

Core Viewpoint - The recent demand by former President Trump for Federal Reserve Governor Lisa Cook to resign due to allegations of mortgage fraud has intensified the political scrutiny surrounding the Federal Reserve, raising concerns about its independence [1][4]. Group 1: Allegations and Investigations - Trump publicly called for Cook's resignation, claiming she allegedly falsified documents to obtain favorable mortgage terms, which has drawn the attention of the Department of Justice [1][3]. - The Director of the Federal Housing Finance Agency, Bill Pulte, has sent a letter to the Attorney General accusing Cook of mortgage fraud related to properties in Michigan and Georgia, suggesting she may have inflated her income by approximately 30% when purchasing a property in Atlanta in 2019 [3][4]. - An anonymous official from the Department of Justice confirmed receipt of a criminal investigation report regarding Cook's mortgage issues, although no formal investigation has been initiated yet [3]. Group 2: Political Implications - This incident is not the first time Trump has pressured the Federal Reserve; during his presidency, he criticized Chairman Powell's interest rate policies and hinted at potential dismissals [4]. - Analysts suggest that the allegations against Cook, a key economic official appointed by the Biden administration, may be politically motivated, reflecting the ongoing political battles in the U.S. [4][5]. - The demand for Cook's resignation has raised concerns about the independence of the Federal Reserve, which is considered crucial for economic stability, leading to a 1.2% drop in the financial sector of the New York stock market on the day of the announcement [4]. Group 3: Future Developments - Former Federal Reserve Vice Chairman Stanley Fischer warned that political figures publicly calling for the resignation of a governor sets a dangerous precedent, and the Senate Banking Committee plans to hold an emergency hearing to discuss maintaining the Federal Reserve's independence [5]. - As the investigation progresses, Cook's position may become a focal point of controversy in U.S. politics, highlighting the pressures faced by independent institutions amid increasing political polarization [5].