Group 1 - The US mortgage market has stabilized after four weeks of decline, with the average rate for a 30-year fixed mortgage remaining at 6.58% [1] - The National Association of Realtors reported that the median price of existing homes in July increased by only 0.2% year-over-year to $422,400, marking the weakest performance since June of the previous year [1] - Home sales of existing homes increased by 2% month-over-month in July to an annualized rate of 4.01 million units, surpassing market expectations of 3.92 million units [1] Group 2 - Only 28% of homes currently on the market are affordable for typical families, indicating a significant gap in housing affordability [2] - Since 2019, the purchasing power of homebuyers has decreased by approximately $30,000 [2] - To make typical housing affordable for American families, home prices would need to drop by 18% or mortgage rates would need to fall to 4.43% [2]
美国房贷利率四连降后企稳 房价涨幅接近停滞
Zhi Tong Cai Jing·2025-08-21 22:24